#8: “You Can Afford a Car if the Monthly Payment Fits Your Budget”
Unfortunately, owning a car is no longer a luxury; it is a necessity, especially for people who live in places where public transportation is not readily available or reliable. Without access to reliable transportation, a person’s job opportunities are quite limited. Now, instead of fitting a car payment into your budget, people have to rearrange their budget – and make cuts in other areas – so they can have a car.

